English

FinAgent: An Agentic AI Framework Integrating Personal Finance and Nutrition Planning

Artificial Intelligence 2026-03-19 v1 Multiagent Systems

Abstract

The issue of limited household budgets and nutritional demands continues to be a challenge especially in the middle-income environment where food prices fluctuate. This paper introduces a price aware agentic AI system, which combines personal finance management with diet optimization. With household income and fixed expenditures, medical and well-being status, as well as real-time food costs, the system creates nutritionally sufficient meals plans at comparatively reasonable prices that automatically adjust to market changes. The framework is implemented in a modular multi-agent architecture, which has specific agents (budgeting, nutrition, price monitoring, and health personalization). These agents share the knowledge base and use the substitution graph to ensure that the nutritional quality is maintained at a minimum cost. Simulations with a representative Saudi household case study show a steady 12-18\% reduction in costs relative to a static weekly menu, nutrient adequacy of over 95\% and high performance with price changes of 20-30%. The findings indicate that the framework can locally combine affordability with nutritional adequacy and provide a viable avenue of capacity-building towards sustainable and fair diet planning in line with Sustainable Development Goals on Zero Hunger and Good Health.

Keywords

Cite

@article{arxiv.2512.20991,
  title  = {FinAgent: An Agentic AI Framework Integrating Personal Finance and Nutrition Planning},
  author = {Toqeer Ali Syed and Abdulaziz Alshahrani and Ali Ullah and Ali Akarma and Sohail Khan and Muhammad Nauman and Salman Jan},
  journal= {arXiv preprint arXiv:2512.20991},
  year   = {2026}
}

Comments

This paper was presented at the IEEE International Conference on Computing and Applications (ICCA 2025), Bahrain