Fair lending needs explainable models for responsible recommendation

Jiahao Chen

Fair lending needs explainable models for responsible recommendation

Machine Learning 2018-09-14 v1 Artificial Intelligence Computers and Society Applications Machine Learning

Authors: Jiahao Chen

Abstract

The financial services industry has unique explainability and fairness challenges arising from compliance and ethical considerations in credit decisioning. These challenges complicate the use of model machine learning and artificial intelligence methods in business decision processes.

Fair lending needs explainable models for responsible recommendation

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