Completeness of the Model Space Does Not Force Regularity for Infinite-Dimensional Lie Groups

We construct a counterexample resolving a fundamental open problem in infinite-dimensional Lie theory: whether every Lie group modelled on a complete locally convex space is regular. The example is a contractible complex analytic BCH--Lie group $H$, modelled on the complete Silva space $\varphi_{\mathbb C}$, whose exponential map is a homeomorphism, yet $H$ is not even $C^0$-semiregular. Smooth controls tending to zero in one fixed finite-dimensional subspace have no $H$-valued $C^1$ evolution, although each has a unique smooth evolution on $[0,1)$. The group is the principal unit group of a complete complex continuous inverse algebra. The construction also answers negatively the Gl\"ockner--Neeb question whether their multiplication-growth condition is automatic for Mackey-complete continuous inverse algebras, even under the stronger assumption of completeness.