0-cycles on singular schemes and class field theory

We show that the Chow group of 0-cycles on a singular projective scheme $X$ over a finite field describes the abelian extensions of its function field which are unramified over the regular locus of $X$. As a consequence, we obtain the Bloch-Quillen formula for the Chow group of 0-cycles on such schemes. We deduce simple proofs of results of Kerz-Saito for a class of surfaces without any assumption on ${\rm char}(k)$.